Terms and Conditions

Effective Date: February 15, 2025

Last Updated: February 15, 2025

1. Introduction

Welcome to Black C.R.E.E.D. Institute of America (“we,” “our,” “us”). By accessing or using our website (www.blackcreed.org), services, or programs, you agree to comply with these Terms and Conditions. If you do not agree with these terms, please do not use our website or services.

2. Use of Our Website & Services

By using our website, you agree to the following:

• You must be at least 18 years old or have parental consent to use our services.
• You agree not to use our website for unlawful or fraudulent activities.
• You will provide accurate and complete registration or membership details.
• You will not distribute harmful software, spam, or engage in disruptive behavior.

Violation of these terms may result in termination of access to our website and services.

3. Membership & Program Participation

A. Membership Eligibility

• Membership is available to individuals interested in real estate education, mentorship, and community development.
• We reserve the right to approve or reject membership applications at our discretion.

B. Membership Fees & Payments

• Certain programs and services may require one-time or recurring fees.
• Payments must be made through our secure payment system.
• Refunds are subject to our refund policy (see Section 6).

4. Intellectual Property

All content on this website, including text, logos, graphics, videos, and educational materials, is owned or licensed by Black C.R.E.E.D. Institute of America and is protected under copyright and trademark laws.

You may not:

• Copy, distribute, or modify any content without our written permission.
• Use our logo or branding for personal or commercial purposes without consent.

Violation of our intellectual property rights may result in legal action.

5. Third-Party Links & Services

Our website may include links to third-party websites, services, or resources. We are not responsible for the content, privacy policies, or security of third-party sites. Use these links at your own risk.

6. Refund & Cancellation Policy

• Membership Fees: Non-refundable unless otherwise stated.
• Event & Workshop Fees: Refund requests must be made at least 7 days before the event.
• Course Fees: If a training session is canceled by us, you will receive a full refund or credit for future sessions.

For refund requests, please contact team@blackcreed.org.

7. Disclaimers & Limitations of Liability

• We provide educational content and networking opportunities but do not guarantee job placement, real estate licensing approval, or financial success.
• We are not liable for business decisions, investments, or transactions made based on our training or mentorship programs.
• We are not responsible for any damages, losses, or legal disputes resulting from real estate transactions, mentorship relationships, or networking events.

Use of our services is at your own risk.

8. Termination of Services

We reserve the right to suspend or terminate your access to our website, membership, or services if:

• You violate these Terms and Conditions.
• You engage in fraudulent or unethical behavior.
• You misuse our platform for purposes unrelated to real estate education or professional development.

9. Privacy & Data Protection

Your use of our website is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our website, you consent to our data practices.

10. Changes to These Terms

We may update these Terms and Conditions at any time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of our website and services after changes means you accept the revised terms.

11. Governing Law & Dispute Resolution

These Terms and Conditions are governed by the laws of the State of California. Any disputes must be resolved through mediation or arbitration before pursuing legal action.